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Gary Sabby

Gary Sabby
T & S Agency, LLC
PO Box 311
114 Division Street
Sauk Rapids, MN 56379
(800) 599-9866 (259-8178)
Send an email

8-5 Mon-Thu
8-4 Fri
Sat or eve by appointment

We are in the TWFG Insurance Services Building.

Health Plan Options:


Individual & Family Health Plans Health insurance for individuals and families
  • Extensive doctor and hospital networks provide significant savings
  • Health Savings Accounts offer tax benefits on your health care spending
  • Wide range of plans and benefit options tailored to your needs
 Get a quote now or APPLY ONLINE!


Short Term Medical Insurance Temporary health insurance for 30-360 days (varies by state)
  • Coverage as early as the next day
  • Freedom to choose any doctor or hospital
  • Prescription drug coverage for extra peace of mind
  • Willing to limit benefits for a lower premium? Quote for the HealthSaver® plan.
 Get a quote now or APPLY ONLINE!


Student Health Insurance Individual Health insurance for college students
  • Easy to apply -- just a few questions - and coverage can start as quick as the next day
  • Freedom to choose any doctor or hospital
  • Year-round coverage that's not dependent on student status and that moves with students -- not limited by location
  • Coverage for services students are most likely to use like doctor visits, prescriptions and preventive care
 Get a quote now or APPLY ONLINE!


About Us

We have been providing individual health and dental insurance options for over 15 years. We also provide group employee benefits. As a full service agency, we also have staff that can assist you with all aspects of your insurance needs.

We hope you will stop in and visit with us, give us a call, or send us an email. We'd welcome the opportunity to visit with you and hope we can be of service.

Thank you for doing business with us!